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BASIC LIFE AND AD&D
(Effective 1.1.2025)

What is Basic Life Insurance?

A financial and family protection plan paid for by City Schools of Decatur which provides a lump-sum payment, known as a death benefit, to a beneficiary upon the death of the insured.

What is Accidental Death & Dismemberment Insurance?

AD&D coverage is included as part of life insurance benefits and will pay out a lump-sum death benefit if the insured dies accidentally or passes away later as the direct result of the accident. The dismemberment benefit provides an additional lump-sum payment if an insured becomes dismembered in an accident.​

Plan Rules:

  • Eligibility: Eligible full-time employees (as described within the Eligibility section of this guide)

  • Coverage through OneAmerica

  • Must be actively at work on the effective date of coverage

  • City Schools of Decatur provides this benefit at no cost to you. Please remember to designate your beneficiaries

Contact Campus Benefits for assistance with claims.

Email: mybenefits@campusbenefits.com

Call 1-866-433-7661, option 5

OneAmerica Website: CLICK HERE

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